| Years | Property Value | Value increase per annum without renovation (estimate) | Value increase per annum with renovation (estimate) | Energy Bill per annum without renovation | Energy Bill per annum with renovation | Savings = loan for refurbishment | Government Support - example | Final Loan Total | Final Loan Monthly | Monhtly Savings | Financial Elements Monthly |
| 70,00% | 360 | ||||||||||
| 1 | €100 000 | 3,00% | 4,00% | €4 000 | €2 800 | €1 200 | €13 500 | €22 500 | €63 | €83 | (+) value increase |
| 2 | €103 000 | €104 000 | €1 200 | €100 | (+) bill savings | ||||||
| 3 | €106 090 | €108 160 | €1 200 | €63 | (-) loan | ||||||
| 4 | €109 273 | €112 486 | €1 200 | €121 | (+) total savings | ||||||
| 5 | €112 551 | €116 986 | €1 200 | ||||||||
| 6 | €115 927 | €121 665 | €1 200 | No government support | |||||||
| 7 | €119 405 | €126 532 | €1 200 | €83 | (+) value increase | ||||||
| 8 | €122 987 | €131 593 | €1 200 | €100 | (+) bill savings | ||||||
| 9 | €126 677 | €136 857 | €1 200 | €100 | (-) loan | ||||||
| 10 | €130 477 | €142 331 | €1 200 | €83 | (+) total savings | ||||||
| 11 | €134 392 | €148 024 | €1 200 | ||||||||
| 12 | €138 423 | €153 945 | €1 200 | No value increase | |||||||
| 13 | €142 576 | €160 103 | €1 200 | €0 | (+) value increase | ||||||
| 14 | €146 853 | €166 507 | €1 200 | €100 | (+) bill savings | ||||||
| 15 | €151 259 | €173 168 | €1 200 | €63 | (-) loan | ||||||
| 16 | €155 797 | €180 094 | €1 200 | €38 | (+) total savings | ||||||
| 17 | €160 471 | €187 298 | €1 200 | ||||||||
| 18 | €165 285 | €194 790 | €1 200 | ||||||||
| 19 | €170 243 | €202 582 | €1 200 | No government support | |||||||
| 20 | €175 351 | €210 685 | €1 200 | No value increase | |||||||
| 21 | €180 611 | €219 112 | €1 200 | €0 | (+) value increase | ||||||
| 22 | €186 029 | €227 877 | €1 200 | €100 | (+) bill savings | ||||||
| 23 | €191 610 | €236 992 | €1 200 | €100 | (-) loan | ||||||
| 24 | €197 359 | €246 472 | €1 200 | €0 | (+) total savings | ||||||
| 25 | €203 279 | €256 330 | €1 200 | Net Zero Energy | |||||||
| 26 | €209 378 | €266 584 | €1 200 | ||||||||
| 27 | €215 659 | €277 247 | €1 200 | ||||||||
| 28 | €222 129 | €288 337 | €1 200 | ||||||||
| 29 | €228 793 | €299 870 | €1 200 | ||||||||
| 30 | €235 657 | €311 865 | €1 200 | ||||||||
| 32% | €36 000 |